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Are You Ready For Gift & Estate Tax Changes

Taxes that are largely a concern of the very rich will soon affect far more people unless Congress steps in. The impending drastic changes in the estate and gift tax laws are prompting a flurry of...

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What It Takes To Get The Keys To Your New Home

The steps, process and details of buying real estate can be intimidating and overwhelming to the first-time (and even the veteran) buyer. If you’ve never done this before, you likely have no idea how...

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Financial Literacy Still Not Mainstream

Has anyone noticed that the big push to make people more financially literate in the past few years has coincided with rampant growth in household debt? The most basic lesson of financial literacy:...

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It Rains Every Day. So Are You Saving?

We all tend to take our independence for granted. We take for granted our ability to make decisions just for us, to spend our money how we want, to go where we want, and do what we want. We take it all...

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Now Listen Up Debtors!

A comment today from a new reader prompted me to write this quick post to those readers who are reading but, in some ways, still hiding.  As I told that reader–these are the people I really want to...

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Another Reason Your Credit Report Should Be Important To You!

I remember way back when I first started blogging about our debt. I was contacted by a debt company that deals with debt settlement. I asked the gentleman who contacted me flat out…what will happen to...

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Is Getting Out Of Debt Worth The Effort?

When it comes to reducing your debt, there are a lot of good reasons to pay off debt beyond the obvious. The benefits of becoming debt free are numerous and have to potential to improve a number of...

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Obama Speaks of New Federal Credit Agency Report Protections

President Obama on Saturday plugged a new initiative to give consumers increased protections from credit agencies. In his next-to-last weekly address before Election Day, Obama also emphasized the...

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Is Your Name Dragging Down Your Credit?

I have a very unique last name, but many are not so lucky.  Sometimes it pays to blend into the crowd, but not when it comes to your financial health. If you have a common first name and a relatively...

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Some Things Simply Must Be Put On Credit Cards

There are a lot of people who hate credit cards because of the debt that they have helped get people into through their use.  On the other hand, there are others that love them due to the. What’s...

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